Rates and charges do NOT include Marine Insurance.

Cargo moving under Carrier's bill of lading will automatically be insured under Carrier's open policy unless written insurance instructions

declining such coverage are provided to the Carrier prior to the established document cut-off times. Upon request, carrier will remove the

insurance charges if the customer executes a "Insurance Waiver Agreement" prior to cargo release and the customer has not previously

requested such waiver from the Carrier. Carrier's open policy through Seven Seas Insurance Co., Inc. is available to interested parties for

inspection of terms and conditions of coverage at Carrier's facility at 821 Avenue E, Riviera Beach, FL 33404, or its nominated agency, or

may be obtained at carrier's web-site at www.tropical.com.

Exception:

Household goods and personal effects are covered under Free of Particular Average Coverage only upon Customer signing of acceptance.

Insurance premiums for Less-Than-Containerload (LCL) cargo are calculated, in part, on invoice value of the cargo.  Should shipper not provide

the invoice value of the LCL cargo at the time of shipment, then the Carrier shall base the invoice value on the cubic feet tendered times $28.00.

Example:    Total CFT tendered:               15

                                            X             $ 28         

                 Calculated Invoice Value      $420

Insurance premiums for Full-Containerload (FCL) cargo are calculated, in part, on invoice value of the cargo.  Should shipper not provide the invoice

value of the FCL cargo at the time of shipment, then the Carrier shall base the invoice value on an established valuation formula established by Seven

Seas Insurance Co., Inc. based on the commodity. A copy of the valuation formula can be obtained from through Seven Seas Insurance Co., Inc.

All premiums shall be rounded up oto the nearest dollar. (A) Eff 03/20/2005

The following articles will NOT be accepted for coverage under the Carrier's policy:

    A. Gold, platinum, silver and other precious metals or articles.

    B. Jewelry, watches, furs and precious stones.

    C. Money, or currency in any form, notes securities, stock certificates, trading stamps, and other valuable paper and documents.

    D. Fine paintings, fine statues, fine works of art, rare books and antiques.

    E. Live plants in dry containers.  However, plants in refrigerated containers or on flatracks can be accepted for coverage.

    F. Live Animals

    G. Vehicles with existing severe damage and/or over 8 model years of age.  *Vehicles with damage are subject to Carrier's verification prior to issuance

of insurance. Exception: Vehicles older than 8 model years of age and are in "showroom condition " can be insured with Prior approval of Seven Seas Insurance.

    H. Boats with existing severe damage and/or over 5 model years of age.  *Boats with damage are subject to Carrier's verification prior to issuance of insurance.

Exception: Boats older than 5 model years of age and are in "showroom condition" can be insured with Prior approval of Seven Seas Insurance.

    I.  Refrigerated Chilled Cargo: to/from Guyana (E) Eff 03/20/2005

        Refrigerated Chilled Cargo: from St. Vincent.